About John Higgins

About John Higgins:

I have 20 years experience in Financial Institutions. This involved both working in the lending and management side of building societies and banks as well as working in the Financial Advisor role. I was an Independent Financial Advisor for a small international bank where I advised many types of people, including some well know personalities and top sports people.

I hold the Chartered Institute of Bankers Associateship which is basically the old fashioned Bank Manager’s qualification and this helps me understand regulatory matters and the workings of banks and building societies.

I studied for and gained the Advanced Financial Planning Certificate including the specialist pension transfer element called G60.

Being a former Bank and Building Society employee helps me to understand people’s needs a great deal. I benefited from years working in a building society where I often helped people with all sorts of financial matters and problems but in an atmosphere where I was not trying to sell them anything. I also worked giving advice to corporations and many other types of people.

I gave up giving financial advice several years ago and I do offer, recommend or arrange financial products or advice to anyone under any circumstances. I maintain a keen interest in the financial word and I hope that the information on this website is helpful to me. Please let me know what you like or would want to see on these pages.

I make no charge made for information provided to you. I may gain an income from advertising etc if the site builds to be a popular one but I hope that this would always be relevant and unobtrusive should that be the case.


Please contact me by email or telephone if you wish.

Kind regards,

John Higgins

P.S. We do not arrange mortgages, or loans.  This site provides free information about Equity Release but we do not actually arrange them.  Please contact me if you would like to be introduced to someone who could help you and I will do my best to help.

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